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<p>[QUOTE=&quot;rysherms, post: 1871752, member: 46631&quot;]oy vey. lasers, youre killin me. it must be late and GDJMSP or DesertGem havent seen this yet, othersie they would take the time to give you, in detail a thorough explanation. all silver and gold sells at a premium. spot is the current, at the moment price. premium is the price over spot we pay. we all pay. everytime. its not that you can buy it elsewhere for cheaper and just choose to pay kroe here and there. a jeweler says there is a premium because he had to &quot;work&quot; the gold into jewelry. a metals dealer charges a premium because they had to assay and purify and stamp out the bar/round/etc. </p><p><br /></p><p>date usually is a factor when you are talking about numsimatic items. old coins in great condition.[/QUOTE]</p><p><br /></p>

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