I love this gold commemorative and I've been wanting one too. I'm going to get one of these sooner than later. I really like the MS version of this. Don't let the 90%, 10% get you down. That was the actual composition of them for years. It's still 1/4 oz of gold. Ungraded, 250 is pretty much the going price. There's a guy on Ebay that's been selling NGC MS70 examples for months. He's sold them from $375 down to $308. He still has around 20 left. If nobody's buying for a while, he drops the price until eventually someone bites. Then he raises the price. That $5 was just an excellent and worthy commemorative. The S.F. mint has quite a story.