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<p>[QUOTE=&quot;Clawcoins, post: 3939021, member: 77814&quot;]I haven&#039;t been to a car dealership that accepted PMs for purchases.</p><p><br /></p><p>PMs have to be first converted to cash/money to be used to buy other things.&nbsp; There may be a premium gained/lost from that transaction.</p><p><br /></p><p>If you use PM based coins at a grocery store, they&#039;ll be used at face value.&nbsp; So that silver half dollar is worth 50 cents.&nbsp; If you sell the silver half dollar to someone that wants it for it&#039;s silver content, then you can get more cash out of it to be used to buy something.&nbsp; </p><p><br /></p><p>Isn&#039;t that why ppl CRH for Silver Halves ?&nbsp; They are in Half Dollar/50 cent rolls as the banks consider them 50 cents each.&nbsp; When found, they are sold at their silver value instead their face value.</p><p><br /></p><p>Because PMs have to be converted to spend them at full metal value and not face value if in mint coin form, PMs are normally considered a &quot;storage of wealth&quot;.</p><p><br /></p><p>But everyone will have their own definitions of PMs, so YMMV.[/QUOTE]</p><p><br /></p>

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