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<p>[QUOTE=&quot;xtronic, post: 1022202, member: 24288&quot;]Cloud; I am not knocking those that choose not to use ETFs, but question the reasoning used in most cases on this forum. </p><p><br /></p><p>A great example is this thread... a thread about &quot;ETF&quot;, yet here the tread is...talking about end of the world...doomsday...SHTF. This extreme end point logic is so attractive (and fun to talk about) that it ends up being used for investment advice. </p><p><br /></p><p>I have finally gotten old enough to vaguely see how ignorant I was/am. For me, one of my past errors in planning/reasoning was using extremes instead of reality for non-critical evaluations. </p><p><br /></p><p>This conceptual flaw is being used a lot here and by many of my &quot;prepared&quot; friends. </p><p><br /></p><p>Disclosure; I used SLV to diversify my investments out of the dollar, selling at highs, buying at lows and using the funds to down cost my physical. I also have some GOOG, (Google)&nbsp; but have not read the prospectus to see if I can redeem my shares of GOOG for physical GOOG. If I see the stock having issues...I will sell it....just like I would for an ETF.[/QUOTE]</p><p><br /></p>

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