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<p>[QUOTE=&quot;fatima, post: 1406155, member: 22143&quot;]Not really.&nbsp; Forgetting the TBTF banks, the remainder of the banks in the USA are all private companies and they are expected to follow federal and state laws that regulate banking and corporate accounting.&nbsp;&nbsp; If they fall below their reserve requirements, the FDIC, can and often does will close the bank and transfer its assets to another bank.&nbsp; Since the economic collapse of 2008, there have been hundreds, it might be in the 1000s by now, small banks closed.&nbsp;&nbsp; They made too many bad loans on housing and cars but unlike the TBTF banks, the big boys have no interest in bailing them out.[/QUOTE]</p><p><br /></p>

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