could you have your credit card force a refund if the mint re releases the reverse pf

if you file a compliant the bank immediately refunds the money and then starts the investigation. The investigation takes a month or two- if the bank thinks you have a case you keep the money and they go after the perp. In my case the perp gave in and refunded my money when he saw that the bank was coming after him. I bet that is how it usually works- once a perp gets a letter from a bank investigator they just give in.

 

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You are explaining the mechanics of how a charge back works. From a legal perspective the bank decision means zip. The party you are referring to as the perp is perfectly free to pursue it as an unpaid bill by whatever laws govern the transaction. In other words, the bank decision does not change or cancel the contract between the buyer and the seller.

 

The bank is free to prevent the perp from accepting credit cards- that is what they did with a ton of porn sites that were improperly charging peoples cards (btw my issue was not a porn site). So in fact it is the exact opposite of what you say- "From a bank perspective the law decision means zip". The legal system plays no part in this- it is simply the bank threatening to cut off credit card services.

 

Well, I can't wait for the first sets to be shipped on 7-27. I ordered another, and THAT one will come in October. It irked me a bit the mint put out this floozy new set with the $5.00 Note, but I'll most likely end up getting that was well. I like ASE's and don't plan on selling them, I plan to pass them down to my daughter. IF in years to come she wants to sell them, that's her choice. Whatever she wants to do after I am gone. It's also a bit of pain, didn't they already do a 2012 W proof? I haven't gotten that yet either. I am a bit behind in my collecting. Maybe this is the mints way of putting out a "Set" without clumping all the coins together in one set and charging a lot. Who knows.

 

Some people feel the US Mint lied about the 75th Anniversary set 2012 by stating that the coins would be limited to the sets sold between June 5 and July 5. Apparently they are gonna be selling the 2012 proof with the S mint in a currency set. It's really not that big of a deal but the Mint should have been more transparent about this currency set in the first place. I really don't think it's gonna affect the price any because people want the Reverse Proof and I don't think they care that much about an S mint proof coin. jmo

http://www.coinnews.net/2012/07/18/making-american-history-coin-currency-set/

 

This isn't the situation we are talking about. In this case, there was never a contract between the owner of the credit card and the party charging it.

 

Credit cards are actually owned by the issuer (bank), not the person named on the card (holder).

 

How about arguing the point in private messages so the thread can continue.

 

What's funny about your opinion here is that it quite succinctly helps to expose that many collectors care less about what the concept of the set was created to celebrate, 75 years of the SF Mint at it's current location of operations. It appears to be more about people obtaining what is perceived a unique, limited and hardly low mintage coin that many assume should be regarded as valuable amongst the collecting community and therefore profitable in the aftermarket. All that popular sentiment about collecting coins for the history they represent and so on takes a back seat to consumerism and lusting after profiting from something, which is particularly poignant when one considers this is an attempt to profit off collectible coins, notably when these were sold, "minted to demand" (suggesting demand has already been satisfied, killing profits sought) and now undermined by the Mint itself selling one of the two coins in another product offering before you can even get them in hand.

The only prices it's not going to affect are those pre-sales that you see posted by people buying them for more than they just sold retail direct from the Mint at inflated prices. It is amazing to see people saying they don't care about a coin from this set conceived for and about the SF Mint. The RP coins are weak examples when compared to the 2006 issues, which preceded the newer laser etch frosting effect which is haphazardly applied to devices and blanket coats the finer lines and details which used to make these proofs a beautiful coin before 2009/10 when it was starting to appear on all proof coins from the US Mint. Collectors skew these beliefs in what to value in any manner of subjective ways, but the Mint really undermines the hobby and shot a hole in a fairly decent offering, yet again.

 

But that is irrelevant to the point being made that you quoted.

 

The title of the topic says it is about credit card refunds.

 

The discussion is about the OP filing a charge back with their credit card because they believe the Mint misled the public on the ASEs in the 75th Anniversary sets being used in the coin/currency set due for release in a month or so.

 

Coin collecting is not a good investment. You win some, you lose some when you deal with the mint.
To try tricks to reverse your decision to purchase something is just sour grapes.
Collect coins for the love of collecting, not to play the system to gain a quick buck... you'll lose.

 

I know you and I don't always agree but I would like to add to to your post, the hilarity of this is trying to point out what you say to the people who are posting about their "investments" in numismatic products in the Bullion Investing forum subsection of Coin Talk, who are paying $75/oz for silver when silver spot has been bobbing around about $27/oz.

 

The love of collecting, the creativity of the design, the quality of the production, the history that is represented. Those are phrases I can't hear too often in this hobby.

They strike such a more pleasing cord than "Hey, what do you think this is going to be worth?"

 

In other words, in coin collecting if your first words out of your mouth is "what is that worth?", you are doing it wrong.

 

And your point?

 

One comment I have to agree with is the deterioration on the detail and appearance of laser made coins. I noticed this immeadiately after the first few were released into the market. Since then, I have cut back my mint purchasing by 90%. The only reason I have this coin coming, it was a Father's Day gift from my children. The 2009 non-release of a proof ASE has pretty much killed my interest in the series. I will admit to buying a reverse proof, and only the reverse proof, from the 75th Anniversary set. What I have done, is redirect my funds from the mint to purchasing US paper currency. I am finding this much more rewarding that mint releases. I still continue to collect classic US coins however. Now, how's that for going off topic by a mile? :yes:

 

Did you see any argument develop?
Did the thread stop at that point?
Does the word "moderator" appear next to your name?

Sorry to have offended you.
In the future, Should I ask for your approval of my contributions before posting them?"

 

To the OP, I would say NO. Did the mint promise you the RP would not ever be minted again in 2012? If they did you may have a case. If not, the mint delivered what you agreed to purchase, end of story.

You BELIEVING that there would not be any more 2012 RP's does not obligate them to not strike any more coins, end of story.