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<p>[QUOTE=&quot;tekhen, post: 1016662, member: 16202&quot;]* local purchases are better than online. premiums tend to be cheaper and S/H are not added to your spread.</p><p>* when you purchase... ask the dealer (either local or online) what their buyback price is. this will give you an idea of what percentage of premium you &#039;lose&#039; when you sell. they say silver is silver and it is but when you add in other factors(premiums, S/H, priced in FRNs) you have to take all into account</p><p>* PMs in general are not an investment but insurance... plan for the long term</p><p>* again, build a relationship with a local dealer.</p><p>&nbsp;</p><p>the best to you[/QUOTE]</p><p><br /></p>

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