Coins, rounds, or bars? And why?

Silver:
15% US 90% junk silver, variety
25% generic bars, most sizes.
15% generic rounds
30% low premium government coins (ASE, CML, Phils, Libs)
15% medium premium gov coins (Perth, RCM)


Gold:
40% CMLs
35% Perth Lunars and Kangaroos
15% Pandas
5% PAMP bars
5% Swiss/French Francs

 

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And the why... well I don't like AGEs because they have copper (aesthetics), and more importantly they don't come in a sealed plastic sleeve like CMLs.

I like a healthy amount of generic silver in case I need to melt, and a healthier amount of goverment coins so I hopefully won't have to melt any.

I like some coins with medium premiums on year of issue, if they tend to go up in price after they are no longer issued.

I used to really like 90% when it as under spot. Now, I'm just happy to have it, because it will only get more scarce.