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<p>[QUOTE=&quot;fatima, post: 1451497, member: 22143&quot;]I will say that record keeping requirements required by excessive regulation and taxation put forth by the federal government are killing small business.&nbsp;&nbsp; The costs make starting a business, that complies with all the requirements almost impossible these days and the day you hire one employee the requirements jump to another level of complexity.&nbsp;&nbsp; This is why small business is extremely cost sensitive to these sorts of things and why they will avoid the extra cost of dealing with banksters and direct deposit.&nbsp; </p><p><br /></p><p>Someone who hasn&#039;t done it, has no idea.[/QUOTE]</p><p><br /></p>

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