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<p>[QUOTE=&quot;justafarmer, post: 1449835, member: 3926&quot;]Most payroll services consider direct deposit of employee checks as an additional service and charge additional fees accordingly; so it does cost more. If you are a small business doing payroll in house even using packaged small business accounting software - direct deposit is still more cumbersome than producing a payroll check and handing it to your employee. Small business tend to have small lead time between the end of their pay period and payday. Some even end the pay period and pay on the same day. This practice does not meld well with direct deposit being direct deposits must run through the clearing process before the funds become available to the employee. Plus there is something more personal when a small business owner hands out paychecks individually to each employee every payday.[/QUOTE]</p><p><br /></p>

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