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<p>[QUOTE=&quot;rodeoclown, post: 1448920, member: 34005&quot;]I&#039;m actually 99% plastic myself, it&#039;s just easier. But I also don&#039;t go around with my plastic card saying &quot;Hey, I got 20k right here, let&#039;s go buy stuff!&quot;</p><p><br /></p><p>I have a credit card that I get points for airline, so my monthly expenditures go on it (gas, groceries). All other bills are online bill pay. I then pay off this credit card every month, no interest ever builds up.</p><p><br /></p><p>As for entertainment (movies, eating out, hobbies, etc), my wife and I each have a monthly allowance, at the beginning of each month, we withdraw our allowance as cash, if you blow it before the end of the month, then you gotta wait til the next month if you wanna go see a movie, eat out, etc (that&#039;s unless one of us is nice enough to pay for the other if we haven&#039;t blown ours yet). If either of us want a big ticket item, well, we save up our cash to buy it.&nbsp; It works out nicely and I&#039;m glad to say I am not a statistic by saying I have credit card debt.[/QUOTE]</p><p><br /></p>

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