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<p>[QUOTE=&quot;jb10000lakes, post: 4614384, member: 102967&quot;]It really depends on what you are comfortable with. I&#039;m a newbie to this as well (well 2 years) and I went with the idea that I don&#039;t want to pay for speculative value in my silver (like 1 oz AE&#039;s that have $18 of silver, but are &quot;rare&quot; and so are going for $150). Thought being, if things to hell, no one is going to care what you paid for it or how pretty it is, it&#039;s $18 of silver. Now, if I can buy those sorts of coins at around spot with minimum premium, I&#039;ll snap &#039;em up, but that&#039;s few and far between. Decided on 10 oz bars because less bulky, and even if silver goes up a ton, they will be able to be sold without the Feds getting notified. I was using $15/oz or less as my rule of thumb for total cost, and did pretty well, but the premiums have skyrocketed way more than the silver itself has to where I&#039;m basically on the bench watching at this point.&nbsp; Nothing against $18 silver, just don&#039;t like padding the pockets of the dealers with the current premiums. I&#039;ve been using findbullionprices.com and coinflation.com as reference tools, maybe there are better, but like I said, I&#039;m a newbie, and this where I&#039;m at.[/QUOTE]</p><p><br /></p>

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