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<p>[QUOTE=&quot;rte, post: 24896448, member: 78199&quot;]All good info master swimmer.</p><p>But, You have a register/payment schedule/Armoratzation sheet.</p><p><br /></p><p>January&#039;s payment gets paid off in January.</p><p>February&#039;s payment gets paid off in February.</p><p>Etc...</p><p>If you pay an extra full payment (principal and interest)</p><p>In March for March and April, your<b> April payment is PAID</b>.</p><p>It&#039;s just paid early and NO you don&#039;t need to pay another payment in April because you already paid the payment for April in March.</p><p>I know this first hand because I paid 3 months in advance to get ahead of my mortgage just in case things went south where I might have been late on a payment.</p><p>I then started paying the regular payment along with a Principal Only payment each month till my mortgage was paid off.[/QUOTE]</p><p><br /></p>

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