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<p>[QUOTE=&quot;desertgem, post: 1398618, member: 15199&quot;]If you are not paying off immediately, they indicate a higher APR than the average for credit cards,about 3% more at over 14% APR. Also , check how many years you are committing to, as the fees ( almost 95/ year) are only waived for the first year.</p><p><br /></p><p>And the biggie,,,,There is no way for anyone to know if a 25 -50% increase will occur anytime soon, so a worse case scenario should be what if it falls that much, will you be financially Ok?&nbsp; Otherwise Have a good time if you have thought it out.[/QUOTE]</p><p><br /></p>

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