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<p>[QUOTE=&quot;juris klavins, post: 2974441, member: 76693&quot;]Savings, money market, CDs, etc. are safe but offer the lowest of returns - the S&amp;P 500 is a basket of shares in the top companies in the USA - all major mutual fund companies offer S&amp;P 500 index funds with a tiny annual maintenance fee&nbsp; - pick a fund, buy shares monthly, re-invest distributions, get rich slowly - 7% return (long term) guaranteed <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie33" alt=":cigar:" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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