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<p>[QUOTE=&quot;medoraman, post: 1655250, member: 26302&quot;]While I understand the OP&#039;s motives about trying to get better returns, the question really bothers me. </p><p><br /></p><p>Listen, PM &quot;investing&quot; is by its very definition commodity speculation. Would anyone else view commodity speculation as the SAFE place to put money you know will be needed in 10-15 years?</p><p><br /></p><p>I am all for diversifying with PM holdings, but its not the same thing as a savings account. One shouldn&#039;t be risking their ability to put their child through college based upon the London Fixed price for PM. All commodities can go through major swings in valuations, and you cannot risk a major devaluation happening right before yoru child wants to go to school. S/he doe not have the time to wait for PM to go back up.[/QUOTE]</p><p><br /></p>

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