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<p>[QUOTE=&quot;alldrr5, post: 1608443, member: 11543&quot;]Dear adric22,</p><p><br /></p><p>Now my reply to your original post &amp; please Do Not take offense to any of my thoughts.</p><p><br /></p><p>&nbsp;&quot;spending at walmart&quot;&nbsp; Why would a 6 &amp; 9 year old be spending money at Walmart without adult supervision? They should not be there alone and as a parent you should at least be present to see what they are buying &amp; spending.</p><p><br /></p><p>&quot;$2 per week per child&quot; to invest in silver on top of their allowance per week and this is straining your budget?&nbsp; &amp; the mrs. is starting to question the money?....sounds like arguements to me &amp; the young children have know idea why mommy &amp; daddy are fighting.</p><p><br /></p><p>A 6 &amp; 9 yr. old have no concept of what is going on. You give them an &quot;extra&quot; allowance but their not allowed to spend it. Kids that age do not &amp; will not grasp that concept. Allowances are to be spent! </p><p><br /></p><p>Want to give them an extra on top regular allowance (which they can spend?) which they will really appreciate....how about a fun size candy bar or telling them that you love them &amp; cover them with hugs &amp; kisses...no mom and dad discussing budgets/money. Instead of straining the budget, have as much payed off as possible &amp; not be paying interest on anything if possible. More money in the end for your kids. Debt free!! </p><p><br /></p><p>&nbsp;AnyWho, want to save money for them &amp; give them a sense of monetary responsibility....go to your local bank &amp; open up an account for each. Make sure you /wife are co-account owners. They can tap the money when their 18?...21?</p><p>&nbsp;Take them in &amp; let them Deposit their extra $1, $2 per week in the savings book. They will be so impressed &amp; think their poop don&#039;t stink...at least for awhile. At least your gonna get a 1/2% on the money instead of paying high rates on little silver purchases that are going to cost you on both ends.</p><p><br /></p><p>Sure, you want them to enjoy your hobby &amp; take interest in it, but it will happen or it won&#039;t. Don&#039;t push it. Financial stability is much more important for your kids &amp; yourself rather then buying a few grams of silver a week.</p><p><br /></p><p>All My Best</p><p><br /></p><p>:rollling:[/QUOTE]</p><p><br /></p>

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