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<p>[QUOTE=&quot;Billincolo, post: 553953, member: 17389&quot;]Semantics. I wouldn&#039;t term it &quot;betting on the collapse of a civilzation.&quot;</p><p><br /></p><p>Planning for succes is a good thought, and actually, that&#039;s what I&#039;m doing. I&#039;m in the process of starting two new businesses at the moment and writing two new books. (In &quot;real&quot; life, I&#039;m a book and magazine self-publisher.) I&#039;m sending my daughter to her first year in college. I believe there is a future and it will not be all bad.</p><p><br /></p><p>Still, I buy health insurance rather than simply &quot;planning&quot; for health. I buy life insurance rather than simply &quot;planning&quot; on not dying accidentally or from a sudden disease. I plan for both exigencies, and I would respectfully submit that we should all do the same, to whatever degree we feel is needed. To each his own ...[/QUOTE]</p><p><br /></p>

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