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<p>[QUOTE=&quot;Hudson James, post: 804489, member: 21760&quot;]Yes, it does appear that you are more normal.</p><p>&nbsp;</p><p>One thing to remember is that investments change and your needs change as you age, you can be more aggressive in your 20&#039;s than you can in your 40&#039;s because your time horizon (the ability to recover from a great loss) is much longer. As you move into your 50&#039;s you concerns are more toward asset protection than risk taking.</p><p>&nbsp;</p><p>PM&#039;s bought quarterly or yearly for the duration of your life is what I subscribe to. The costs will vary but over time you dollar cost average. For example, now, I&#039;m enjoying the profit of selling the ounces of gold that I bought 20 years ago at $350 an ounce and the ounces of silver that I bought at $8 an ounce.[/QUOTE]</p><p><br /></p>

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