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<p>[QUOTE=&quot;Azpatriot, post: 1266007, member: 32979&quot;]Having a bank account is not a right, the institution itself has guidelines and rules to follow yes; however can refuse service just like any business can. When you open an account each party understands its responsibilities; If the bank was robbed and she lost $675,000 the bank/insurance would be required by law and contract to make her whole. If the lady &quot;had&quot; $675,000 in the bank and she wanted to walk out the door with it then so be it..that is her right.</p><p><br /></p><p>This is a 3rd party check that the woman wanted not to deposit but to cash on the spot. Her bank does not hold these funds and while they may be on deposit at another bank that makes no difference to them as just as quickly the issuer of the check could call his bank and stop/cancel. The funds need to clear in order to cash. I checked my banks rules and I found that because of the balance I keep in my accounts I have:</p><p><br /></p><p><br /></p><p><br /></p><p>So yup if I walked into the bank with a 25k 3rd party check they would cash it for me....of course that is because I have 100k in the bank and if the check is a loser I will be the loser not the bank.[/QUOTE]</p><p><br /></p>

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