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<p>[QUOTE=&quot;GoldFinger1969, post: 8658887, member: 73489&quot;]Getting into the stock market is not about &quot;taking a plunge.&quot;&nbsp; </p><p><br /></p><p>That&#039;s speculation.&nbsp; This is about prudent investing and making a wise asset allocation decision based on your own personal financial situation and risk tolerance level.</p><p><br /></p><p>There&#039;s a huge difference in how someone should position their IRA or 401(k) at age 42 vs. 62.&nbsp; Big difference in if you make $75,000 a year or $250,000 a year.&nbsp; Big difference if you are married with 4 kids or single.&nbsp; Big difference is if you expect an inheritance from mom and dad or if it&#039;s just a bunch of Hummels and commemorative plates. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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