Well, I do. Not enough to make a difference in the DJIA, but I do. Because I moved to cash last summer. I dipped back in when the DJIA hit 15k, but I was back out as it came back up. And Kurt, I held off for a while... But this one is especially for you.
Excellent plan. Buy conservatively, buy the dips, keep track of your dollar cost average. Don't be afraid to buy other investments (stock, real estate, etc) when opportunities present themselves. Like this year as the DOW sheds over 15% - with no relief in sight. And remember - don't be afraid to take profit off of the table when you win either. Use it to diversify, or take a vacation, or buy your buddies at Cointalk a drink.
Buying your buddies at cointalk a drink is a great investment and pays better dividends than your bank account I'm guessing