When the "net worth" you think you have turns into dust because it doesn't have any actual value maybe then will you see the folly in your thought process. I'll never understand why some people prefer to learn the hard way. Y2K was 17 years ago, so you don't have to wait 1,000 years. Again you have cherry picked a particular timeframe to make a short sighted point in a vacuum. You don't seem to be registering the fact that every single timeframe except for 1980 and 2012 proves my point, so you're out of cherries to pick now. You also don't seem to understand that what we use as currency does not meet the legal definition of money. So you shouldn't call it money. It is debt based fiat currency with no intrinsic value, and that is all you would be giving up in order to acquire real money, gold and silver. It is a measuring stick based on a lie to begin with, and it will only last as long as the government is able to offload its debt to a new sucker. If that's what someone want to denominate your wealth in, they should be aware of the risks involved.