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<p>[QUOTE=&quot;Elapid, post: 1175733, member: 28594&quot;]My objective is to make retirement as comfortable as possible.&nbsp; I don&#039;t want and might not be able to work in 10 years.&nbsp; I want to keep the cash flow the same when I retire to keep the life style the same.&nbsp; Most of my income, outside bills, general living expenses, and a little play money, is spent with this in mind.&nbsp; Right now I am spending 80% mutual funds and money markets with the other 20% in precious metal.&nbsp; So far this year the PM has out scored the other investments.&nbsp; I&#039;m not even going to adjust these percentages&nbsp; unless something really goes crazy with the metals.&nbsp; When the stock market starts moving, when business kicks back in, I plan on shuffling a good bit of the PM into stock.&nbsp; I trying to hit a balance where no matter what moves up or down (stocks or PM) I will have the cash flow needed/wanted.[/QUOTE]</p><p><br /></p>

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