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<p>[QUOTE=&quot;statequarterguy, post: 1174357, member: 21782&quot;]Your wife sounds smart.&nbsp; Most investments, while in play, like PM&#039;s are now, can be reduced to pyramid schemes.&nbsp; The time to get in was years ago, the time to get out was last week.&nbsp; I may be wrong on the timing, but why take a risk with something that has already moved in a significant way.&nbsp; Don&#039;t be a sheep - sheep get slaughtered.[/QUOTE]</p><p><br /></p>

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