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<p>[QUOTE=&quot;Cloudsweeper99, post: 703305, member: 3011&quot;]I think it is wrong.</p><p><br /></p><p>It&#039;s okay to assume SS won&#039;t be around.&nbsp; If it is, that&#039;s a bonus but everyone should attempt to be responsible for their own existence in my opinion.&nbsp; But over a 35 year span, equity investments in businesses [i.e., stocks] should outperform metals, bonds and just about everything else.&nbsp; Gold, for example, does not have the same characteristics of a stock.&nbsp; It isn&#039;t a business and doesn&#039;t have earnings.&nbsp; Gold is much closer in character to an investment in a sound foreign currency.&nbsp; I think it is okay to invest about 5-10% of your funds in bullion in place of part of the bond component of a diversified portfolio.</p><p><br /></p><p>Keep in mind that I am not a registered investment advisor, know nothing of your particular circumstances, and can only give my opinion with no guarantees that it will work.[/QUOTE]</p><p><br /></p>

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