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<p>[QUOTE=&quot;Cloudsweeper99, post: 1174217, member: 3011&quot;]If someone wants to get into the market but isn&#039;t willing to put in the work, they should stay out of the market. Period.&nbsp; Maybe they are the same people who want to do a little scuba diving, but can&#039;t be bothered taking lessions.&nbsp; Or want to hang glide, but plan to just figure it out on the way down.&nbsp; Also, I think you are overstating the difficulty.&nbsp; College texts overcomplicate everything because they are designed to create a financial priesthood and not teach people how to grow their money.&nbsp; Anybody interested in value investing can learn 90% of what they need by reading The Intelligent Investor by Ben Graham and The Money Masters by John Train.&nbsp; Anyone interested in technical analysis can learn everything they need by reading William O&#039;Neil&#039;s book, How to Make Money In Stocks, plus Jack Schwager&#039;s Getting Started in Technical Analysis.&nbsp; None of these books are difficult to understand.&nbsp; Anyone unwilling to put in at least a few hours of reading has no business expecting anything other than bad results from investing in the market.&nbsp; If they don&#039;t know at least this much, DCA isn&#039;t going to save them because they will panic when things go against them and they realize they are in way over their heads.[/QUOTE]</p><p><br /></p>

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