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<p>[QUOTE=&quot;Prime Mover, post: 1505193, member: 38783&quot;]Keep diverse.&nbsp; Keep the 401k, but take advantage of any help your company, or the 401k company, may have as far as advice or guidance on which funds to properly allocate your money to (most have a free number to call and talk).&nbsp; Talk to an independant financial advisor if you need.&nbsp; Buddy of mind did that because he felt he wasn&#039;t getting good enough returnsand within the next year his returns jumped 20%.</p><p><br /></p><p>Do not put all your eggs in one basket, and do not do it hastily.</p><p><br /></p><p>In my 401k I concentrate on good dividend paying stocks in my 401k, only a little portion of the whole is aggressive stocks.</p><p><br /></p><p>&nbsp;I&#039;ve been building up silver and gold bullion for my views on their &quot;investment&quot; value.&nbsp; I like to collect the coins as well, so I get the other side of building the collection, not just the base monetary aspect.&nbsp; I adhere to buy more often, but in smaller amounts, to cost average the highs and the lows.&nbsp; Trying to time anything (market, PM prices, etc) will just lead to heartbreak.[/QUOTE]</p><p><br /></p>

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