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<p>[QUOTE=&quot;InfleXion, post: 1304266, member: 29012&quot;]Everything wouldn&#039;t have collapsed. The only reason all the small banks went under is because they can&#039;t compete with big banks that get free money from the government. In a free market system the sound business models would have risen to the top while the failed ones should have been allowed to fail. Instead the sound models got snuffed out by the weight of the too big to fail banks, and now we are dependent on their failed business models to keep the doors open. Hence the comparison of a band-aid to a body cast. Of course the reason this was done was to save the derivatives market which would have had far reaching impacts, but nothing that&#039;s been done in the last 3 years has done anything to solve this problem, merely stave it off.[/QUOTE]</p><p><br /></p>

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