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<p>[QUOTE=&quot;chip, post: 1302923, member: 19122&quot;]I dislike being in debt, owing something to someone else. We have about 15k left to pay on the house, and I could pay it off today if I wanted to. My dad had a great strategy for staying out of debt, one of the things people owe money on are car payments, he told me, you are always going to need a car, so when you pay off your car, keep depositing money in a seperate account as if you are still paying, this strategy is pretty good, you have a source of cash if your car needs repairs, then when you are shopping for another vehicle you have a nice pile of cash, and sometimes when you tell the seller you will pay in cash you have a good bargaining point.</p><p><br /></p><p>I think most people are carrying a lot of debt, but I do not know that for sure.[/QUOTE]</p><p><br /></p>

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