Message:

<p>[QUOTE=&quot;rodeoclown, post: 1302554, member: 34005&quot;]I only have a mortgage and one car still getting paid off currently. I call these necessity debts rather than just normal debt (credit card debt from going out to eat and buying crap we don&#039;t necessarily need to survive on, eg. iPad or some fancy smartphone, etc). I do have enough cash to pay almost all of my remaining mortgage and car note though if I really wanted to drain a chunk of my retirement. I&#039;m one of those people who was approved for a 400k home but opted for the 150k home because well, I didn&#039;t need a 400k home I send 2/3&#039;s of my monthly income to a mortgage payment each month. Politicians like most American&#039;s, think short term, not long term. I want to retire early to enjoy life, so I can live simple now but still live comfortable. My motto now is, if I want something, I save up for it. I don&#039;t believe in the buy it now, pay later because I really don&#039;t like the idea of perhaps a $100 item that turns out to cost me $200 or more after interests rates from the credit agency that lended me the temporary funds on some plastic card.&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

Your name or email address:

Do you already have an account?

• No, create an account now.
• Yes, my password is:
• Forgot your password?

Stay logged in