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<p>[QUOTE=&quot;medoraman, post: 1162041, member: 26302&quot;]You are arguing in circles, you state how there is a danger of timing, that your lump sum purchase can go down in value if you have the timing wrong. I point out a method to help that, and then you show me an article saying its better to lump sum invest. Ok, so you only believe you should lump sum invest at a bottom I guess. Yeah, that&#039;s great except that I am not as smart as you apparently since I have never been good at knowing bottoms. I think I know sometimes, and I think I can see some value plays sometimes, but I am never sure at the time. If I have great doubt I try to average into a long term position, if I think I am right, like silver in the early 90&#039;s or stocks in the spring of 08, I lump sum buy. No method is ever perfect, unless you are sure of a top or bottom, and I never am.[/QUOTE]</p><p><br /></p>

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