Silver vs CPI vs Stock Market

Dividend reinvestment has been my friend over the years. I remember when microsoft was $7.xx/share, google around $90. Bought apple years ago @ $50. don't renember how many times it split. same w/ microsoft .

 

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Apple went to $80
Then a 2-1 split to$40
Them back to $80 for another 2-1 split to $40
Then to $770 then a 7-1 split tp $110

 

Hmm it looks like silver is dead last throughout the entire duration of the chart. Who woulda guessed ?

 

Doesn't matter where you start. The results the same. Go ahead start it at 1999 and Gold, Stocks, NASDAQ, Anything have all done better than silver.

I was just reading in the paper today how this past decade was one of the best for investors pretty much ever. Just about everything brought great returns and inflation was low. Silver gained nothing.

 

And all will reap their just rewards in time.

 

Tell that to the people who bought in 2010 and sold in 2011.

Or the people who sold in 2017 or so and never delivered the goods.

 

I don't have it handy, but start in 1970 and see what the comparisons are.

We have lived in the largest stock market return in history. We have also lived through a massive inflation of the GSR due to entry into the world market of cultures who exclusively value gold and not silver.

Will these things continue? That is debatable. Tens of millions of baby boomers will be liquidating stocks in the coming years to finance retirement, into an already very high PE market. Put a recession into this mix and one could foresee a 50% declining stock period fairly easily. Will Asians continue to covet gold or will their economies evolve and they gain more belief in local stocks and bonds?

I am not saying I know any of these things, just saying assuming bull stock markets or GSR inflation moving forward is a big IF. I do not like having all eggs in IFs. I diversify. I have lost money, (versus other investing options), in pm, land, and some other things. However, I do not diversify to be 100% right, I diversify so as to not be 100% wrong. I make my bets, spread the risks around some, and wait to see what transpires. Jumping in and out of positions is not my style for retirement money.

 

i'm up so much w/ aapl,msft,googl,intc, and RCEL if the market lost 50% it would be a big yawn for me. Besides, i've never had the need or desire to w/d from my roth acct. at this point, i view aapl msft & intc as blue chip stocks.

 

You might be, but most investment decisions are discussing the next dollar. I was just making the point that past performance may not be the best indicator of the next 10 years.

 

I agree w/ you. I was fortunate to discover these stocks in their infancy
and had the bucks to buy them at insanely low prices. Oddly enough, my attempts at diversification have always had significantly lower returns.

 

"That's a concentrated stock portfolio, with fairly high P/E and tech-heavy components"

Very true. My ROTH acct saw a gain of 68% in 2019.
Curious to watch how the coronavirus plays out. Will be an opportunity to get into solar and other passive energy stocks.

 

I wonder - for those who own (or rather still have a mortgage) if they are "investing" more in 401k's or PM or savings then they invest in trying to own their their home?

I see statistics of housing being 30+ percent of most peoples monthly spending and I would be shocked if people are investing more than 10% in their 401K or other investment savings. Its why I chose real-estate in the list above

I mean I am not necessarily investing in my home to make a profit but to have a nice comfortable place to live without that major expense in retirement.

 

Oh wouldn't PlatinumCollector know all about that

 

With the start of 2021, I thought it was a good time to update the various investment categories from last year (2020). It was a really good year for most investments. The Dow Jones gained 7.2%, the S&P 500 16.3%, and the Nasdaq 43.8%. Silver had a very good year with with an increase of 48.0%. Other investments were also good in 2020 including most of my bond index funds (8%) and Euro Pacific funds (22%). I continued to make modest gains in my safe investments including Met Life Stable Value fund (2.76%) and I-bonds (2.71%). My Money Market funds were very low in 2020 at about 0.3%. Overall, my moderately risky portfolio was up about 12%, which was the 13th best performance in the past 28 years. The inflation rate remained low in 2020 at 1.3%, which may rise a little depending on the CPI from December. Thus, my total gain is about 11% (12% minus the 1% inflation), which doesn't include the capital gains taxes on my non-tax deferred investments. As I near retirement, I've moved the first five years of needs into safer investments as well as some of my 401k investments into the Met Life Stable Value fund, but I'm still highly invested in equities (US and Euro Pacific), which is 64.0% of my total investment. I'm down to just 3.1% in precious metals.

Here is the dataset from 1980 to present including a chart:



Chart from 1980. Nasdaq is King and Dow Jones is Queen.



Chart from 1990. NASDAQ is King and Dow Jones and S&P 500 are his Queens.



Chart from 2000. Silver is King and Nasdaq is his Queen.



Chart from 2010. Nasdaq is King and S&P 500 is Queen.

 

I invest mainly in technology 2020 has been an amazing year.
AMAT 44%
AMZN 37%
AMD 95%
Digital Turbine (APPS) 5/1/20 up 916%
DMTK 73%
EEFT 69%
GM 73%
HD 73%
Kensington now QS bought @ $16.50 sold entire position at $119 & $102
NNOX currently up 44% (been trading it frequently)

Many more winners tired of typing

Losers

RCEL -48%
NLS -33%

Haven't considered my numismatics & PMs as investments for several years.

 

AAPL +82%
ADSK +60%
CREE +129%
GOOG +31%
PYPL +116%

Really glad I was stupid and stubborn and refused to sell any to lock in profits. Really, really glad that I didn't have a stop-loss set up in March. Kinda wish I'd bought more then.

T -27%

Timed this one just about perfectly for maximum loss. Ah, well, they still haven't cut that sweet dividend.

 

Very nice returns. I've owned AAPL, MSFT & INTC for decades. It's finally time to dump INTC.

 

It's been a good year.
Day traded some stock. Probably 4 of 5 were profitable with very minor losses. after the crash, stocks had a upward volatility so it wasn't too difficult.

bought a few IPOs such as Palantir $10.89, and got out at $25.24
bought into Tesla and Nio ... yikes. I thought Tesla was overpriced at $498 which was before the announcements of being put in indexes, etc.
Still long on SQ, which I started buying at $15ish

My Fund performances (Heavy in NASDAQ based) range from YTD 29% to 67%, with one exception (below). I got out of heavy DOW and S&P funds and all in Nasdaq based.
and Bond 2.44, and mix 10+% YTD

The biggest disappointment has been a Fund (yeah, mostly DOW) that includes Boeing, which initially was it's top holding. Down at one point over -43% now only -7.9% down 2020 EOY (in 2019 it was about +48% - best Morningstar performance)

I still have Gold, Silver and Platinum but there are mostly stuff I want to keep and not really generic bars or anything. Just picked up the basketball HOF and Columbus Reverse proofs too.

I find it amazing that people don't give stocks/mutual funds more credit. You HAVE to find the one's that Perform too, not the one's you are *emotionally* attached to. For instance I put in $17k in one fund a few years ago, here's been it's performance over the last couple years as I just "let it ride." It's a heavily managed fund with high turnover but they really make it work.


and today I shifted an $$ allocation into my Roth IRA to shelter the gains from retirement tax time.

Oh, and bullets .... lol

 

I don't really track the stock anymore nor the market segment, but Intel seems to be gong the same path as Motorola. Not that they had a choice. With Apple going it alone (again), Intel basically competes against AMD. Should be interesting if we get any more in that arena such as Samsung.

 

It was another banner year for equities. Although inflation was 6.8%, the S&P 500 was up 26.9%, NASDAQ was up 21.4%, and the Dow was up 18.7%. On the down side, silver dropped 11.8% in 2021. As 70% of my portfolio is in equities, I'm feeling great about moving into retirement. To quote a popular rap song, "I don't know about you, but I feel good". Happy New Years to all! Below is the latest update for 2021.

Full Dataset.



Chart from 1980 to 2021

Chart from 1990 to 2021

Chart from 2000 to 2021

Chart from 2010 to 2021