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<p>[QUOTE=&quot;Valentinian, post: 4030907, member: 44316&quot;]It is not offered for nothing. It is easier for banks to deal with than checks. Zelle is an alternative to old-style checks. Think how much easier it is for a bank to just do it all electronically rather then have a teller read the check amount and enter it in, scan it, only to then have the bank then have to deal with the paper and communicate the result electronically to the original bank on which the check was drawn (They used to even send the check back, but now you can just see the scan of it on-line.) Compare that to no human intervention at all. My on-line account to your on-line account. Done.</p><p><br /></p><p>Someone mentioned buyer protection. Well, did you have buyer protection with checks? Think of Zelle as a super convenient (once it is set up) and fast check and you will understand it.</p><p><br /></p><p>Here is my on-line banking menu. See it the third entry down? It&#039;s pretty easy once you connect it to your e-mail or phone. Why are you still giving 4% to PayPal?</p><p><br /></p><p>[ATTACH=full]1059279[/ATTACH][/QUOTE]</p><p><br /></p>

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