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<p>[QUOTE="EWC3, post: 3470799, member: 93416"]Interesting - I have a couple of questions</p><p><br /></p><p>This appears to be the sort of system that has been normal at UK banks for quite a while, and widely in Europe. From here it looks long overdue in the US</p><p><br /></p><p>Aside from my UK bank I have three accounts with an outfit called transferwise which gives me easy cheap access to multiple currencies. I use this for getting payments from Europe to my transferwise euro account, but when I try to get payments from the US to my transferwise $ account (and this is from people in the trade who know me well) people back off - telling me their bank will not play ball. (Conversion between different currency accounts runs at 0.5% - way better than Paypal, on this and all costs)</p><p><br /></p><p>It sounds like using Zelle into a transferwise account might be a solution for US$ to GBP and Euro? Has anyone tried it?</p><p><br /></p><p>Secondly - Doug will be right about Paypal refunding buyers - because they just take that money back from the seller. But has anyone as a seller ever got money back from Paypal as a seller when it goes missing in the mail (that is to say, real insurance, Paypal's own money.....).</p><p><br /></p><p>My experiences with both Amazon and Paypal have been negative :-([/QUOTE]</p><p><br /></p>
[QUOTE="EWC3, post: 3470799, member: 93416"]Interesting - I have a couple of questions This appears to be the sort of system that has been normal at UK banks for quite a while, and widely in Europe. From here it looks long overdue in the US Aside from my UK bank I have three accounts with an outfit called transferwise which gives me easy cheap access to multiple currencies. I use this for getting payments from Europe to my transferwise euro account, but when I try to get payments from the US to my transferwise $ account (and this is from people in the trade who know me well) people back off - telling me their bank will not play ball. (Conversion between different currency accounts runs at 0.5% - way better than Paypal, on this and all costs) It sounds like using Zelle into a transferwise account might be a solution for US$ to GBP and Euro? Has anyone tried it? Secondly - Doug will be right about Paypal refunding buyers - because they just take that money back from the seller. But has anyone as a seller ever got money back from Paypal as a seller when it goes missing in the mail (that is to say, real insurance, Paypal's own money.....). My experiences with both Amazon and Paypal have been negative :-([/QUOTE]
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