Message:

<p>[QUOTE=&quot;AuSgPtHoarder, post: 750191, member: 9817&quot;]Sir Charles - kinda off topic for the long explanation, but since I saw it, I figured I&#039;d provide some flavor for your comment : )&nbsp; </p><p>&nbsp;</p><p>IRS uses a fraud prevention tool mainly used by online banking and finance account-opening businesses.&nbsp; They use credit bureau data compiled with public record data to ask so-called &quot;out-of-wallet&quot; questions.&nbsp; Meaning, if your wallet was stolen, with drivers license, SS card, etc., it still wouldn&#039;t be enough for an identity thief to fool the system.&nbsp; Because they ask questions like &quot;what car did you buy 20 years ago&quot;, or &quot;what was the monthly payment on your first mortgage&quot; etc., they usually build in a threshold where you may only need to answer 3/5 questions properly (the thresholds all depend on the agency, bank, etc.).&nbsp; I&#039;ve had to answer such questions a few times myself and found myself thinking, &quot;oh wow! I totally forgot about that car!&quot;. But Big Brother didn&#039;t![/QUOTE]</p><p><br /></p>

Your name or email address:

Do you already have an account?

• No, create an account now.
• Yes, my password is:
• Forgot your password?

Stay logged in