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<p>[QUOTE=&quot;GoldFinger1969, post: 4004098, member: 73489&quot;]MS, I think what Doug is saying is that with the exception of something which posesses <b>RARITY or UNIQUE traits</b> -- i.e., one of a kind stuff or close to it -- that FMV is pretty well established by comparables in the open market.</p><p><br /></p><p><b>For instance...at FUN, they just auctioned off a 1927-D Saint.&nbsp; </b>There are only 7 of them that trade, give-or-take.&nbsp; Higher quality 1927-D&#039;s had gone for about $2 MM or so and you could make a case that a 65+ graded coin should go for less.</p><p><br /></p><p><a href="https://coins.ha.com/itm/saint-gaudens-double-eagles/1927-d-20-ms66-pcgs/a/1136-2331.s" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://coins.ha.com/itm/saint-gaudens-double-eagles/1927-d-20-ms66-pcgs/a/1136-2331.s" rel="nofollow">https://coins.ha.com/itm/saint-gaudens-double-eagles/1927-d-20-ms66-pcgs/a/1136-2331.s</a></p><p><br /></p><p>However, the previous auctions were many years back...different coin and economic environments....so the 65+ auctioned off at FUN actually went for just under $2 MM because who knows when the next one will available.&nbsp; Even though it&#039;s probably one of the lower-graded ones out there.</p><p><br /></p><p>OTOH, I got an MS66 1923-D Saint (for much less than $2 MM<img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" />) at pretty much FMV plus a bit of a premium for getting a fairly high-end coin.&nbsp; I was willing to pay an additional 5-10%...but not 25-50%.[/QUOTE]</p><p><br /></p>

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