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<p>[QUOTE=&quot;clembo, post: 656121, member: 8033&quot;]Interesting thread and I agree with a lot of what&#039;s been said.</p><p><br /></p><p>I collect first and invest second for sure and I work for a dealer. Many think it&#039;s the dream job and yes I DO enjoy it. However still being an avid collector it can be torture at times.</p><p>I see a lot of coins I&#039;d like to own but also need to pay my bills. This leads to my &quot;investment&quot; if you want to call it that.</p><p>As I upgrade I sell my dupes and usually make a few bucks but it just goes to the cost of my next purchase. Some investment.</p><p><br /></p><p>GDJMSP had also mentioned earlier about grading AU-MS coins and I agree totally. I am by no means a professional grader but I do alright in circulated coins and try to be fair. Give me the &quot;sliders&quot; and it&#039;s a way different story.</p><p><br /></p><p>There are three of us that do coins at the shop. The boss sees a lot of coins as a grade higher. My coworker and I call it &quot;dealer grade&quot; and tend to knock it down. </p><p>When it comes to the &quot;slider&quot; stuff I just hand it to my coworker Scott. He has the eye and saves the boss money on slabbing AU58 coins that are worth more in MS grade.</p><p>What a lot of folks don&#039;t take into consideration is that a nice AU58 coin can have better eye appeal than a lower grade MS coin.</p><p><br /></p><p>Honestly I rarely see the 66-68 grade in older coins. Hence the premiums they command. As for modern I am often called upon to select what might bring an MS or PR 70.</p><p>They all look good to me so I just go for what I think looks &quot;perfect&quot;. Sometimes we nail it. Often times we don&#039;t.</p><p>Either way at this point it&#039;s just a number on a piece of plastic to me. Buyers think otherwise though.</p><p><br /></p><p>Bottom line is that I buy coins that appeal to me. I&#039;ll slab a bunch one of these days just to make it easier for my wife to sell if anything happens to me. In the meantime I buy coins - not holders.[/QUOTE]</p><p><br /></p>

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