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<p>[QUOTE=&quot;Oldhoopster, post: 7833843, member: 84179&quot;]When I was a kid in the 70s my grandparents would save the large seal 1934 Federal Reserve Notes and give them to me for my birthday and in holiday cards.&nbsp; By the late 70s I had about $150 face value in $5s, $10s and a couple 20s.&nbsp; Most were in lower grades.&nbsp; At the time, you could get a decent 1909-SVDB for $100-150.&nbsp; I really wanted an SVDB but didn&#039;t have the money.</p><p><br /></p><p>Move forward to the late 90s.&nbsp; I finally bought an SVDB for $450.&nbsp; I paid for it using $150 in worn 1934 FRNs and $300 in regular cash.&nbsp; Even though the old notes had &quot;value&quot;, the most I could get was face.&nbsp; The moral of the story is that I would have been better off using the notes to buy an SVDB in the 70s. Holding onto to their value cost me $300 that I could have used towards another coin.</p><p><br /></p><p>All that said, your worn silver certs are worth $18 in the real world.&nbsp; You may find get lucky and find somebody to give you a 10-20% premium, but how much time and effort is it worth to make $2-3?.&nbsp; In 20+ years, you&#039;ll still have the same problem selling them for more than face.&nbsp; IMO, use the $18 towards a coin you want.[/QUOTE]</p><p><br /></p>

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