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<p>[QUOTE=&quot;GoldFinger1969, post: 4269682, member: 73489&quot;]Well, this is your opportunity.&nbsp; You can play it safe with high-quality mutual funds for stocks and/or bonds or just buy blue-chip names that pay decent SAFE dividends:&nbsp; <b><span style="color: #0000ff">KO, VZ, T, XOM, CVX, MO, PM, PG</span></b>....and maybe some tech with lower dividends but great prospects (<b><span style="color: #0000ff">MSFT, FB, CSCO</span></b>, etc.).</p><p><br /></p><p>Don&#039;t worry about what you didn&#039;t do in the past, worry about how you are set up for the future.</p><p><br /></p><p>If you were 100% in cash right now, I&#039;d put 10-20% into stocks RIGHT NOW.</p><p><br /></p><p>Then I&#039;d put another 10% every 5% lower we go or some number that, if we go down 50%, you are at your maximum allocation to equities.</p><p><br /></p><p>Of course, it depends on your specific financial circumstances, risk tolerance, job/retirement situation, etc....which I am not privvy to.</p><p><br /></p><p>Even bond funds and ETFs are a decent way to dip your toe into the water.</p><p><br /></p><p>Good Luck ![/QUOTE]</p><p><br /></p>

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