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<p>[QUOTE=&quot;onlysdad, post: 35040, member: 2103&quot;]This is a question I&#039;ve puzzled over frequently.</p><p><br /></p><p>I&#039;ve been an eBay buyer.&nbsp; PayPal is very convenient for me.&nbsp; PayPal also sometimes provides buyer protection features that may prove helpful if the seller does not perform his end of the bargain.</p><p><br /></p><p>Money orders (and I think cashier&#039;s checks) provide no recourse if the seller fails to perform his end of the deal.&nbsp; Also, they cost me some money, and require a trip to the PO or bank. Time is money too, lots of it!</p><p><br /></p><p>A personal check is often held for clearing.&nbsp; After clearing, checks provide no recourse I am aware of.&nbsp; Worse, the information printed on a personal check can be misused by a dishonest person.&nbsp; I do not use personal checks anymore for this reason.</p><p><br /></p><p>On eBay, I consider whether PayPal is accepted.&nbsp; If PayPal is not accepted, I bid less aggressively, other things equal.</p><p><br /></p><p>So, is it just that PayPal charges sellers a small fee (that they are technically not allowed to pass on to the buyer -- one seller actually asked for a donation to help defray costs if I chose to use PayPal, and I gave him a buck on a twenty dollar purchase)?</p><p><br /></p><p>Are some sellers worried about the recourse that PayPal provides for the buyer in case the seller does not perform?</p><p><br /></p><p>Is unwillingness to take PayPal a possible red flag about a seller?</p><p><br /></p><p>Onlysdad</p><p><br /></p><p>PS. I&#039;m now looking at an auction for a very nice looking coin, but the seller does not take PayPal nor state an explicit return policy.&nbsp; I&#039;m real tempted, so I&#039;m hoping you guys will tell me what I already know -- this one is a bad gamble.[/QUOTE]</p><p><br /></p>

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