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Message:: [QUOTE="mark_h, post: 653180, member: 3726"]On this IHC the ribbon is worn down flat into the hair along with the feather and diamond detail.  Not an XF coin. I think this coin was given a bump by the tpg for the variety, then blessed by CAC.  Granted 1888 is a tough year I do not think this coin deserved the grade. I have been looking for some pictures of CAC approved key date IHC's.  Those are typically overgraded - in my opinion. And I have no problem if you have and like CAC approved coins. I also do not have a problem if you pay a premium for them - for the right coins I might also.  I completely agree it will help sell them later.  My sole complain with CAC is this - "if it has a CAC sticker, it must be correctly graded and deserve a premium".  That is my only complaint - I just get the impression at times people want to say "CAC" and I should fall all over myself to worship the coin. I think at my level I need to think for myself and take a few lumps. And yes, if I bought really big dollar coins(5k or more) then a CAC sticker would probably make me feel a whole lot better.  I think it really becomes more critical at a higher level than what I collect at. So don't think I don't like CAC - just not as sight unseen.  Again my humble little opinion.[/QUOTE]