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Message:: [QUOTE="medoraman, post: 1409719, member: 26302"]Sorry if I was unclear. Would you say to always buy the 67 if the rest of his collection was 65's? What if he could physically afford the 67 but needs to buy 10 more 65's but won't be able to for quite a while if he buys the 67 versus a 65? What if he cannot tell WHY the 67 is judged to be a higher grade than the 65? Those are all potential situations where I believe the old axiom, "always buy the best you can afford" may not hold true. I believe in the last one more strongly for many modern coins where many, (most), collectors cannot tell a difference between a 69 and a 70, but are being told they need to spend huge money on a 70. Edit: I guess another point where I would disagree with the "always buy the best you can afford" strategy is what is meant by afford? One month coin budget, 6 months, a year, more? My points above were trying to say even if you can "afford' it by spending your year's coin budget on one coin, I don't think that is very prudent. This may be a point of our disagreement, what is meant by "afford".[/QUOTE]