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<p>[QUOTE=&quot;Lehigh96, post: 1603219, member: 15309&quot;]You are right Chris.&nbsp; It is extremely rare that I criticize another collector for paying a premium for a toned coin.&nbsp; But we are not talking about a bag toned Morgan Dollar here.&nbsp; We are talking about very common silver coins with extremely unusual toning that is carrying a huge premium.&nbsp; While the toning correspondence on both coins is correct, exactly what caused these two Kennedy&#039;s to tone the way that they did?&nbsp; This is not the result of album toning.&nbsp; An album toned coin would not have a peripheral area devoid of toning.&nbsp; Furthermore, album toned coins follow the normal progression of repeating bands of yellow-magenta-cyan.&nbsp; Neither of these two coins display what I would call typical color schemes or progressions for a Kennedy Half Dollar.&nbsp; Take a look at the reverse of the second coin.</p><p><br /></p><p><img src="http://imagecache.teletrade.com/photos/coins/34/07/c34072478-1b_w2560.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><br /></p><p>So what exactly caused the spotting inside the terminal toning state area?&nbsp; On the rare occasion that I have seen spotting like this on a toned coin, the toning has been artificial.&nbsp; It is my opinion that these coins were created by a gloved hand holding the coin while a foreign substance was applied to the coin to create the toning.&nbsp; I don&#039;t have proof of this mind you, but it is my opinion that neither of these two coins are market acceptable and I don&#039;t think they belong in PCGS plastic.&nbsp; In my mind, this is what a market acceptable toned Kennedy should look like.</p><p><br /></p><p><img src="http://i117.photobucket.com/albums/o59/ACPitBoss/Kennedy%20Half%20Dollars/KHD1964GEMBU1.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><br /></p><p>When I see people paying huge premiums for coins that have a multitude of problems like these two coins, they deserve to be called bidiots.&nbsp; I mean really, with a mark on the focal area of the shield and subdued luster due to terminal state toning to have a grade of MS66 is problem number one.&nbsp; Add to it the questionable nature of the very unusual toning and they risk entering the bidiot hall of fame.[/QUOTE]</p><p><br /></p>

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