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<p>[QUOTE=&quot;Mr. Flute, post: 3220401, member: 33154&quot;]If you need the money and your &#039;loss&#039; on the coins is small or zero, then it&#039;s time to sell.</p><p><br /></p><p>If you want to sell the coins to add &#039;numismatic&#039; quality coins to your collection, then its a good time to sell.</p><p><br /></p><p>Remember, coins worth silver value are easily replaceable and the trend has been &#039;down&#039; for silver since the 2011 peak.&nbsp; Yes, it&#039;s much lower than the 2011 peak, but the current price is much higher than the historical average.&nbsp; So, it could keep creeping down lower than now.</p><p><br /></p><p>My method is to buy junk silver coins as a &#039;savings account&#039; at as low a premium as possible each month as I have a specific monthly coin budget.&nbsp; When I need cash for a show or a nice collector coin at a LCS, I&#039;ll sell/swap the junk silver to get coins for my long term hold collection.[/QUOTE]</p><p><br /></p>

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