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<p>[QUOTE=&quot;GDJMSP, post: 1464558, member: 112&quot;]10 years - no way. 30 years - I&#039;d still have to say no. Although there may be some exceptions in various other denominations mint/mark combinations. But even then that is only because you are talking about conditional rarities. And conditional rarities have different dynamics when it comes to value.</p><p><br /></p><p>When somebody says &quot;conditional rarity&quot; most people automatically seem to think of &quot;modern&quot; coins as if the term is one that only applies to modern coins. But it isn&#039;t at all. Conditional rarity has always been with us and it applies right down the line to even the oldest of the old. It doesn&#039;t matter what the coin is, if it is a conditional rarity then it will be of more value than its lesser counterparts.</p><p><br /></p><p>However, if you look at coins that are 50 years old and graded MS67 you will see that the value of these is often only $20-$30. And had you saved those coins when from when they were 12-15 years old, as you example is, I wouldn&#039;t exactly call that paying off. But there are also some examples of 50 year old coins in MS67 that are worth a few hundred dollars. And some fewer that are worth considerably more. But as a general rule with denominations from cent through quarter the values tend to stay fairly low. With halves, that changes. But that is because it is harder to find larger sized coins in higher grades. But even with them, if you drop your example grade of 67 to say 65, the higher values disappear. And that is the conditional rarity dynamic in action.</p><p><br /></p><p>And as one would expect the older the coins that you choose to use in a conditional rarity example the higher the values climb. But even then it is the conditional rarity of the coin that creates the value. Take the conditional rarity away and the value plummets, even with the oldest coins. Taking into consideration the few exceptions and coins that are actually rare of course. </p><p><br /></p><p>And also as one would expect, as the age of a coin increases the lower the grade can be for the coin to be a conditional rarity. There are many factors that play a part in this but one that very few people ever think of is that the grade of a coin almost always decreases the older it gets. In other words, if a coin would grade 67 when save it or put it away, a hundred years later the grade of that same coin will have often dropped to 65 or lower. And no not because grading standards change, but because the coin deteriorates with age. Things like handling, toning, improper storage for even short periods, all of these things and more have a negative impact on the grade of a coin. And that is why the older the coin is the lower the conditional rarity scale drops. Everything is related and dependent upon everything else.</p><p><br /></p><p>When it comes to the value of coins, 30 years is nothing. In many cases even a lifetime is inconsequential. But a lifetime is often the beginning of the cutoff point, the point where age affects the conditional rarity scale and begins lowering that scale.</p><p><br /></p><p>It&#039;s pretty easy to see this for yourself. All you have to do is look up coins on a place like Heritage. And again, I am speaking in a general sense. There are exceptions, some coins do become valuable sooner than others. But when they do there are other factors that cause it, factors that make them exceptions. But those factors do not even become recognizable until long, long after you as a collector could do anything about it.[/QUOTE]</p><p><br /></p>

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