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<p>[QUOTE=&quot;cladking, post: 799038, member: 68&quot;]As I see it the set is ultimately worth the combined value of all the coins in it. We may pass through a period that there is a set premium but until that time there&#039;s little point in keeping them intact.&nbsp; Even during the period that there is a set premium there will be a much larger premium for gems and probably a premium for choice coins so these later premiums won&#039;t be lost by cutting them.&nbsp; </p><p><br /></p><p>If all the coins in a set are gem then cutting would be hard for me.&nbsp; </p><p><br /></p><p>Collectors really should consider seeking out gems and choice coins for their collections and trying to save a nice choice set for a mint set collection.&nbsp; If this is too expensive then forego the mint set collection and just set aside surplus choice sets.[/QUOTE]</p><p><br /></p>

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