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Message:: [QUOTE="Paul M., post: 3997169, member: 73165"]Funny, I’ve had more buyer’s remorse recently over stuff I didn’t buy, even though I made a few great purchases recently and my budget wouldn’t support it. E.g. I passed up a nice looking Hawaiian commem under $1600 recently. It was raw on eBay, but, if it had any hidden problem, I could have returned it, and, at that price, I probably could have gotten my money out of it plus a little should I have decided to flip it. But, anyway, back to the topic. Low grade coins are not bad coins. An early date large cent worn down to G4 with good surfaces is as worthy a coin as one in AU that costs 10x as much. OTOH, I’m a big believer in quality over quantity. Given the choice between, say, 10 of those early date large cents and, say, 1 in VF25 and 1 in F15, all else being equal, I might choose the two higher grade coins. For me, the bottom line is to buy the best coins I can afford with great eye appeal. If a 16-D in G-4 is the best you can afford, consider stretching a little and looking at G-6’s or VG-8’s. After all, if you can afford a G-4, VG-8’s are about twice as much. And, if you can afford one G-4, you can probably afford two, right? Why not just spend that money on one nicer coin? No matter what you do, don’t  buy a problem coin, and look only at coins with great eye appeal. I have never regretted buying a beautiful coin that was the best I could afford.[/QUOTE]