When A Nice Coin Goes Bad...

One has to remember that when you're Frank's age 150 years is like a flash going off on a camera .

 

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But look at post #36. That coin has a "shallow" N and a centered dot between the D and the B, but it was not minted in San Francisco.

 

Without the orientation of an S to go by it's hard to tell for sure but it appears that numbers 1 and 3 can be ruled out. The left edge of the S would likely show on number 2. Number 4 is possible but maybe the hole wouldn't have reached the bottom of the S.



On a genuine SVDB a vertical line drawn along the left edge of the N in Cent should just touch the left edge of the B in VDB. It looks like the line in this cent would fall midway between the D and B.

 

And, as we have show, there appears to be nothing that is specific to the S-VDB's. All S=VDB's have the characteristics you point out, but they are not limited to just the S-VDB. Again, look at the coin in post #36.