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Message:: [QUOTE="Kasia, post: 1647434, member: 31533"]Well, that's a good question, Tim. But it depends on what you are looking for. And what risks you are willing to take with your money to achieve the return you look for. Nothing is able to be foretold, regardless of the number of people who say or insinuate that they can. Even people who manage money can only say what they've done in the past. For investments, past performance is NOT a predictor of the future. But for people who are able to increase business for a company, that talent is, in many cases, transferable from business to business. No one is going to know what the PM market will be in the future, or the stock market, or even which commodity or type of business that will be strong. All you can do is pick the best for you at the time you do so. You might want to re-evaluate you're "trust" of the stock market. As it is generally the best investment OVER TIME (historically). After all, we are a capitalist country, and stocks can be seen as a measure of a company's health and wealth. I personally think that if you can get employed with a company where you can direct a percentage of your wages into a retirement fund (401K) and the company does matching funds. (For example, you can put up to 8 % of your paycheck into the fund and the employer either matches fully up to 4 or 5 or 6% or does 1/2 up to 4 or 5 or 6%.) That's like either (a) getting "free" money from the employer or (b) a hedge against your paper losses if your picks on how to spread your funds doesn't work well.  You can put all your money into "bonds" as those are relatively "safe", but without the attractiveness of a higher return. Or just do a mix. You should read some books and then start to strategize what you might do and why and track those imaginary investments. See how they do.[/QUOTE]

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